Appeal How-To Guide

How to Appeal a Bundling Denial (CARC 97)

CARC 97, Bundling

"The benefit for this service is included in the payment/allowance for another service/procedure that has already been adjudicated.". Appealable when services are genuinely distinct

Not every CARC 97 denial should be appealed, but when two services on the same claim were genuinely separate and distinct, you have a real case. The key is understanding when bundling is clinically appropriate and when it is not, and then assembling the documentation to prove your position.

Check the CCI Edit First

Before writing a single word of an appeal, look up the two codes in the CMS Correct Coding Initiative (CCI) edit table. You need to know one thing: what is the modifier indicator for this code pair?

CCI edits are searchable at the CMS website under the Correct Coding Initiative section. If your practice management system includes a CCI checker, use it.

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